Ensuring Settlement Accuracy


Ready Claim offers comprehensive solutions for property damage and theft claims, specializing in the accurate and efficient assessment of submitted inventories and the review of property damage estimates. We ensure that submitted quotes are fair and not inflated, safeguarding against over-settlement. With extensive industry experience, we leverage a nationwide network of contractors and maintain direct relationships with major retailers and distributors to ensure precise contents pricing and sourcing. Unlike basic services, our approach goes beyond simple online searches, delivering expert evaluations tailored to each claim.

Always Here and Ready To Serve You. 


We provide a wide range of claim services for your convenience. How may we help you today? 


Replacement

If your insured needs to replace all of the tools they had stolen from a job site we can help. Aside from evaluating the claim, we can replace the stolen property to help expedite the claims process and minimize potential business interruption. With this add-on service we are able to pass on the savings to carrier and insured via direct wholesale sourcing for LKQ product.  

  • Direct LKQ replacement for contents, commercial, and personal property
  • Replacements sourced directly from authorized retailers or manufacturers
  • Streamlined process that eliminates time-consuming receipt reconciliation and post-settlement claim management
  • Enhanced claim process satisfaction leading to improved policyholder retention
  • Guaranteed ROI on indemnity and expense payments

Personal & Business Property Evaluations

Contents estimating in real time. Replacement cost sourced from major retail suppliers for common goods or commercial contractor equipment dealers. We can work directly with your policyholder (much like a personal assistant) to help compile an inventory or gather additional information needed to better estimate the claim.  

  • Detailed, hands-on analysis of contents for accurate evaluations
  • Direct collaboration with the insured to gather critical details for precise assessments
  • Expertise in current LKQ assessments, particularly for complex and large-loss claims
  • Proficient in handling complex equipment claims for commercial and industrial policyholders
  • Market value assessments for heavy equipment, supported by comparative market reports

Forensic Bid Analysis  

We can help validate the cost of repairs to damaged property from storefront sign damage claims to industrial and medical equipment losses. Often, we are able to come to an agreed cost directly with the contractor estimating the project for your insured. There is no better way than having the insureds own contractor helping with this process. This is always our goal.  

  • Comprehensive review of property damage bids and scopes
  • Reconstruction of quotes to align with current Like Kind and Quality (LKQ) standards
  • Negotiation with existing contractors for necessary adjustments and revisions
  • Expertise in diverse areas, including water mitigation, gas stations, elevators, and utility services
  • Skilled in third-party claims and subrogation settlement negotiations